HRA Administration Solutions | Alerus RB

HRA Administration

Health Reimbursement Arrangements (HRAs) encourage employees to become better health care consumers. HRAs help retain valued employees by providing them with greater freedom of choice in planning health care needs. In addition to giving them more discretion of how health care dollars are spent, it helps them manage their choices. Greater “ownership” by employees can result in long-range cost control and enhanced program appreciation.

Alerus Retirement and Benefits offers HRA administration and a knowledgeable team that can assist employers in customizing their HRA design in order to meet their company’s specific needs.  

Elements of HRA design that are determined by the employer include, but are not limited to:

  • Eligibility
  • Contribution Levels | including potential employee responsibility before or after HRA pays
  • Carryover Amount | if any
  • Expenses Eligible for Reimbursement | within Section 213(d)
  • Interaction with Other Applicable Benefits | FSA and/or HSA

We offer a full range of HRA administration services, including:

  • Plan Design
  • Plan Document Services
  • Plan Communication
  • Claims Adjudication
  • Payroll Integration
  • FSA/HSA Integration
  • Participant Debit Card
  • Quarterly Participant Statements
  • Plan Summary Reports
  • 5500 Data Assistance
  • Participant Website (including claim submission option)
  • Employer Website
  • Fax Number

Key Factors of HRA Administration

Establishing a successful acceptance of your HRA by your employees requires an easily understood communications package. Alerus will provide a custom designed package to meet the specific needs of your employees, including:

  • Informational Brochure and Communication Materials
  • Detailed Claim Submission Instructions
  • Welcome Letter

Whether it is in print, audio visual, or Internet based, the application process is an integral part of an effective plan implementation.

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